The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (2024)

By Kelly



Published: Dec 20, 2020

Updated: Nov 08, 2023

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The thickest and creamiest Hot Chocolate recipe EVER! Think: 5 star restaurant style! Ever wonder how they do it? You’re going to love how easy it is to make your own hot cocoa. It’s a billion times better than a hot cocoa packet mixed with water. This hot chocolate is simply divine. Everyone will think you’re a genius when they taste this (honestly, it’s that good!). If you make it look fancy, you’ll get extra bonus points. I’ll show you a trick to making it look super elegant without any special skills, ingredients, or supplies needed.

Hot Chocolate

My decadent homemade hot chocolate recipe is a combination of milk, chocolate chips, condensed milk, and whipped cream. It is extra flavorful and delicious! It requires a special amount of stirring (that’s where the magic happens!).

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  1. whole milk
  2. sweetened condensed milk
  3. Semi-sweet chocolate chips
  4. vanilla extract
  5. whipped cream
  6. ground cinnamon


Star by adding milk to a medium-large pot. Then, add 1 cup of semi-sweet chocolate chips to the milk. Now, if you know anything about chocolate, it can be very temperamental! Chocolate is VERY sensitive and burns extremely easily. Do yourself a favor and keep your stovetop on low this entire time and stir the hot chocolate constantly. If the chocolate chips settle on the bottom of the hot pan for too long, it will burn.

Right after you add in the chocolate chips, pour in sweetened condensed milk. You can find a can of sweetened condensed milk in the baking aisle of any grocery store. This stuff is SO yummy! They come in smaller cans that are 14oz. You will want to use between 12oz and 14oz for this thick and creamy hot chocolate recipe. Next, add vanilla extract! I tend to add extra because I just love vanilla extract.

Recipe Tip

The most important part of creating thick and creamy hot cocoa is the love that goes into slowly warming it up. Keep the burner on low and stir regularly for about 30 minutes or until it gets hot. Just be sure to not try and heat it up too fast! The kitchen will start smelling like a chocolate factory and, before you know it, every kid will come out of nowhere waiting with excitement. Your kids will now know that their mom makes the BEST hot chocolate ever!

The final part is not necessary, however, I think this small detail makes a huge difference for anyone you’re serving the hot cocoa to. Homemade whipped cream requires special ingredients and tools. Instead, I like to make cups of cocoa look like elegant hot chocolate served in the fanciest restaurants. Simply put regular whipped cream in a bowl and stir it around with a spoon.

Stirring ordinary whipped cream gives it a beautiful creamy texture that you can spoon on top of the hot chocolate. Add as much or as little of the super smooth whipped cream as your heart desires. The fanciest step of all is sprinkling a line of ground cinnamon on top! You might as well serve it with a spoon at this point because this is no regular cup of hot cocoa! It deserves to be savored.

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The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (13)


Hot Chocolate Recipe

The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! Think: 5-star restaurant style!


  • Medium-large pot

  • Whisk

  • Mixing bowl

  • Spoon

  • ladle


  • 5 cup whole milk
  • 14 ounce can of sweetened condensed milk
  • 1 cup semi sweet chocolate chips
  • 1 teaspoon vanilla extract (at least 1 tsp, you can add more!)
  • Can of whipped cream
  • Ground Cinnamon


  • Pour milk into a pot over low heat

  • Keep it on low heat the entire time to prevent burning

  • Add the sweetened condensed milk, chocolate chips, and vanilla extract to the milk

  • Stir regularly for at least 30 minutes to ensure the chocolate and milk doesn’t burn to the bottom of the pot

  • Once hot, put ordinary whipped cream into a mixing bowl and stir it with a spoon. This removes the extra bubbles making it look fancy and smooth!

  • Ladle the thick and creamy hot chocolate into a mug

  • Spoon the smooth whipped cream on top

  • Sprinkle a line of ground cinnamon across the mug

Additional Info

The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (14)

Welcome to Smart School House! I’m so glad you are here! I’m Kelly Dixon and my website is designed to inspire your creative side. I hope you visit us here often!

Read more about me

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The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (2024)


How do you make hot chocolate thicker? ›

Cornflour/Cornstarch: Mix a small amount with cold milk or water to create a smooth paste. Whisk this into your hot chocolate towards the end of the cooking process until it thickens. Double Cream: Stirring in a splash of double cream can instantly enrich and thicken your drink, giving it a velvety texture.

What is the best milk for thick hot chocolate? ›

The best type of milk for making hot chocolate is whole milk. This is because the higher fat content in whole milk creates a creamier and richer hot chocolate. However, if you are looking for a healthier option, almond milk or oat milk can also work well as they add a subtle nutty or oaty flavor to the hot chocolate.

Why is hot chocolate in Europe so thick? ›

In mainland Europe (particularly Spain and Italy), hot chocolate is sometimes served very thick due to the use of a thickening agent such as cornstarch.

What is the difference between French and Italian hot chocolate? ›

Italy is another European country that loves its thick hot chocolate. Their version of hot chocolate uses heavy cream and milk like the French. But unlike the French, they go an extra step by adding cornstarch to thicken the mixture even more. The result is a pudding-like consistency that is still pourable.

What makes chocolate thick? ›

For instance, when chocolate comes into contact with even the smallest amount of water, it seizes. Similarly, if chocolate is overheated, it will become thick and lumpy.

Why do you put cornstarch in hot chocolate? ›

The cornstarch version thickened quickly, making the hot chocolate very thick and creamy, and in the end we decided on a combination of cornstarch and confectioner's sugar, for the ideal texture and sweetness.

What is the best milk for creamy hot chocolate? ›

Dairy Milk: Full cream dairy milk remains a classic choice for a rich, velvety hot chocolate. Plant-Based Milks: Soy, oat, almond, and coconut milks offer delightful plant-based alternatives, each adding a unique twist.

Why is Dutch chocolate milk so thick? ›

They use stabilizers and emulsifiers (carrageenan and corn starch) to prevent thechocolate from sinking to the bottom. This usually gives it a thicker, richer taste.

What is the thickest creamiest non dairy milk? ›

Perhaps the most distinct of all the plant milks is coconut milk. The creamy alternative has a higher fat content than a lot of plant-based milks making it popular with baking and thickening up dishes like curries.

Which country has the best hot chocolate in the world? ›

Both Switzerland and France are renowned for their hot chocolate, and each country offers a distinct experience. Switzerland is famous for its rich and indulgent hot chocolate. Swiss hot chocolate tends to be thick, creamy, and often made with high-quality chocolate.

Why is Italian hot chocolate so good? ›

Italian hot chocolate is thicker, creamier, and generally much richer than traditional American hot chocolate, which is less dense and milkier. It is made with a few key ingredients: cocoa, sugar, and milk. In some cases, a little dark chocolate and a thickening agent, such as cornstarch, are added as well.

Why does American chocolate taste different than European chocolate? ›

As a result of American-made chocolate having lesser percentage cacao, there is a higher sugar content. That's why Americans are usually known for their lighter, sweeter milk chocolates while Europeans consider their chocolates to be almost bitter as a result of the low sugar content.

Why is Mexican hot chocolate better? ›

If you want a truly authentic experience, use Mexican chocolate. This type of chocolate has a lower sugar content and a more intense flavor. If you want a sweeter drink, add more sugar to taste. Add a pinch of cayenne pepper to the recipe to make it spicier.

How is Mexican hot chocolate different? ›

Mexican hot chocolate contains spices like cinnamon and chili and chopped bittersweet chocolate to create a very rich but less sweet flavor. Whereas traditional American hot chocolate is usually made with a combination of cocoa powder and/or chocolate and tends to be more on the sweet side.

Why is it called Mexican hot chocolate? ›

It Started in Mexico

As early as 500 BC, the Mayans were drinking chocolate made from ground-up cocoa seeds mixed with water, cornmeal, and chili peppers (as well as other ingredients)—a much different version from the hot chocolate we know today.

How do you fix watery hot chocolate? ›

Here are a few:
  1. Adding corn starch or flour. ...
  2. Cocoa powder is also another way to thicken your hot chocolate or drinking chocolate. ...
  3. The correct ratio of chocolate to milk/liquid is the ideal way to improve thickness in your hot chocolate.
Nov 17, 2021

Why is my hot chocolate always watery? ›

How much water are you using? It might be worth checking how much water a packet is designed to be used with and whether you're adding too much. How much milk did you try adding? I find that even a small amount (a teaspoon or two) can make it noticeably creamier without too much effect on the taste.

How do you fix hot chocolate that is too sweet? ›

Adding dark chocolate slices will not just make your drink less sweet, but it will also enhance your hot chocolate's quality, making it richer and more decadent!

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